Learn about the five top emergencies that could lead to a lawsuit against your spa.
As a spa professional, your clients trust you to help them feel relaxed and rejuvenated. As your business grows, so does your need to protect your clients and your business. Don’t let an accident—potentially out of your control—tarnish the reputation you have worked so hard to create. Beauty Insurance Plus, a national insurance provider that supports beauty and wellness professionals, shares the five top spa emergencies you may encounter.
Top Five Common Spa Emergencies that Need Coverage:
The Slip and Fall
At the end of a spa treatment, a client rinses off in the shower leaving the residue of the oils used during her treatment on the floor. As she steps out of the shower, she slips and falls. In the case that this incident results in injury, the client could decide to file a claim against you.
Bodily Injury
Accidents can happen that even a skilled professional would not foresee. A client is in the midst of a waxing treatment and the wax becomes too hot for the client. The client inevitably receives burns and blisters from the incident. With the right insurance, you can avoid the financially-draining lawsuit resulting from this incident.
Allergic Reaction
Everyone in the spa is ecstatic over new high-end massage creams that just came in to the spa. You decide to use one of the new products during your next massage appointment, and the client doesn’t have the reaction you imagined. If a client has a negative reaction, such as a rash or breakout, he or she could file a lawsuit. But with the appropriate liability insurance, you would be covered against any claim filed from this incident.
Unsanitary Instruments
With the number of things on your to-do list for day-to-day operations, it is almost impossible for even a highly experienced professional to keep an eye out on every detail of his or her spa. This could potentially lead to a claim against you.
Stolen Equipment
Although it wouldn’t be easy for a client to walk out the door holding a giant massage table, there are various small instruments or products, such as enticing, new bottles of essential oils or massage creams, clients may be tempted to steal. With the appropriate coverage, you would not fall victim to this sketchy behavior.
It is important to protect your health and wellness career against common problems that could peel away at your success. The right insurance can help save your peace of mind, so you won’t have to suffer through stressful days in fear of a financially-draining lawsuit.
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